Writing a strong demand letter can significantly increase your personal injury settlements. A well written letter shows the insurance companies that you are organized and that you understand how the car accident claims process work. To write a convincing letter of demand you need to do 5 things. First you need to...
1. Show Who Caused the Car Accident
To get the most money from your auto accident insurance claims, you need to show that the other driver was responsible for your car accident. Even if you were partly responsible for the crash, you need to show that the majority of the blame was on the other driver. The less blame you get for the car accident, the higher your personal injury settlements.
You can show who was responsible for your auto accident by getting:
Copies of the car accident report.Statements from witnesses.Pictures of the car accident scene.
Once you have collected this information, you can then reference it in your demand letter. For example, you can write "As it is clearly written in the car accident report, and from the provided witness statements, your insured driver was speeding and collided into the back of my vehicle."
By citing the evidence you have collected, you are showing that your settlement demands are based on facts. This makes your letter of demand more concrete and increases your chances of getting a high personal injury settlement. The next step is to...
2. Document Your Injuries
Simply saying that you were injured in a car accident is not enough. To make your injury settlement demands stronger, you need to show proof that your injuries are real and serious.
The most credible source of your injuries is your doctor's medical report. The medical report has a more thorough analysis of your injuries. It describes the details of your accident injuries and may include any medications you were taking to decrease your pain and suffering.
If your injuries are not listed in the medical report, they might as well not exist to the insurance companies. That is why it's important you discuss all of your injuries, no matter how small, with your doctor and have them noted in the medical report. If you're not documenting your injuries, you will have a tough time convincing the insurance companies to pay you a high injury settlement.
Once you have documented your injuries you should...
3. Document Your Property Damages
To show the amount of damage to your vehicle, you should include an estimate from a repair shop. Your estimates should include the cost to replace vehicle parts and the cost of labor to fix your vehicle.
In addition to the damages to your vehicle, you can also seek compensation for damages to your personal belongings. This can include things like your:
LaptopiPodJewelry/WatchCell phone
You should calculate the total cost of damage to your personal property and include it your letters.
4. Document Your Lost Income
If your injuries caused you to miss any days from work, you should include that in your demand letter. To begin you should get:A letter from your supervisor /manager stating how many work days you missed.Copy of your pay stub.
In your demand letter, you can then reference these two documents and claim your lost income to be your daily rate times the number of work days you missed.
The final thing you should do is...
5. Read a Sample Demand letter
Reading a sample letter of demand helps you see how all of the above information comes together to form a strong and convincing personal injury settlement claim. This will help you understand the best way to structure your content and which points to emphasize in your letter to increase your injury settlements.
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Read this sample demand letter to understand how you should write to the insurance companies.
Learn other helpful tips on writing a strong demand letter
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